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Along with Safe Harbor notices, Qualified Default Investment Alternative (“QDIA”) notices should be distributed between October 3 and December 2, 2019, if applicable. You can find more information, including sample notices, by visiting

Required Minimum Distributions1 (“RMDs”) are due to impacted participants by December 31, 2019. No action is required by you. RMDs will be issued automatically in early December if participants take no action (as long as there are sufficient assets in the core investments, and if spousal consent applies to the plan, the participant has returned the blanket spousal consent form sent earlier in the year).

Please call us at 800.752.6313 or email us at if you have any questions.

1 An RMD is not due if the participant is still working for your firm and is not a 5% or more owner.

Neither Voya® nor its affiliated companies or representatives provide tax or legal advice. Please consult a tax adviser or attorney before making a tax-related investment/insurance decision.